This is your fifth step to the Masters Club. At the proficient level, you will learn about what is not covered under the plans. At the bottom is a test, if you answer all the questions correctly move on to the next level.
Most household accidents are covered, however; there are some exclusions. Click on the learn more to see all the plans exclusions.
Click on the link below to begin the test. Once you are completed and answered each question correctly you can move on to expert level 6.